Things You Must Know About Lawn Care Insurance

Things You Must Know About Lawn Care Insurance

Running a lawn care company can be rewarding, but it also has drawbacks. Working with power equipment includes the potential for accidents and injuries, and there’s always the possibility that a dissatisfied customer will accuse you of not doing a good enough job. You could also be liable for damages if you run your lawnmower into a lawn ornament or knock down a lawn care insurance is essential.

Discrimination and injury to employees

lawn care insurance

Do you have any employees? Worker’s compensation insurance is necessary for most states, even if you have one employee. It covers the expenses associated with workplace injury claims, such as medical bills and legal fees by lawn care insuranceg. Because state standards differ, it’s best to double-check yours. You consider employment practices liability insurance. It covers the costs of claims for unjust dismissal, sexual harassment, and discrimination, among other things.

Choose the best coverage over the cheapest option.

You’ve put in a lot of time and effort to create your company, so see business insurance as an essential expense. While a top-tier insurance policy may cost a little more, it will likely provide great coverage than a less expensive choice. Every bit counts in the event of a covered claim! Though it may be tempting to choose the lowest insurance available, keep in mind that the carrier’s reputation for sluggish payouts or conditions may be the reason for the low price. Instead of focusing solely on the price, consider the amount of coverage and the quality of coverage.

If that’s the only service your company provides, you’ll classified as such for insurance purposes. However, landscaping includes services such as tree planting, mulching, irrigation, and ground-level tree trimming.